Translation
Fanfic: Schulzeug
Chapter: Current account at 14?
Topic: Discuss (believe Oo)
Current account at 14?
A current account is used for cashless payment transactions by crediting or debiting. About the sums of money in the current account z. B. by transfer or by the bank card for withdrawal at the ATM. Many young people already have their own current account at the age of 14 and manage their money relatively independently under the supervision of their parents. But is this necessary at this early stage of personal development?
On the one hand, the fixed monthly payment gives the young people a feeling for how to deal with money. They develop a certain joy in their growing responsibility and in their newfound independence. The psychologist Hanna Pauli also knows how to say: "Young people who get their wishes fulfilled by constantly asking their parents for the corresponding sums of money do not have their own planning basis and remain dependent" In addition, a modern account is part of modern life.That checking account is unique. This is the only way to properly learn how to get started with cashless payment transactions. Since it is generally accepted that cashless payments are becoming more and more important, young people should acquire the skills they need in everyday life as early as possible. But there are also some that speak against a current account at 14. For example, the current account makes you think you are always in cash, although you can only spend the money with it that you actually have, otherwise you will run into debt. A survey also showed that in 1997.20% of young people had debts, of which 12.7% were with financial institutions alone. The banks' advertising campaigns for young current account owners also contribute to the carefree and frivolous handling of money, because the economic inexperience of young people is exploited through the promised fulfillment of all consumer wishes. For example, in the mid-1990s, a savings bank advertised with the slogan: "Scope for spontaneous people.- The overdraft facility ensures the scope for spontaneous decisions. "Furthermore, minors are still too inexperienced and do not have an overview of cashless payment transactions. In 1997, one in ten people asked the debt relief advisory service in North Rhine-Westphalia to take out a loan under the age of twenty.
So should young people be allowed to have a current account at 14? It is probably up to you, as not every teenager at 14 already has the necessary maturity to run an account. That is why parents should always keep an eye on their children's account transactions.
Current account at 14?
A current account is used for cashless payment transactions by crediting or debiting. About the sums of money in the current account z. B. by transfer or by the bank card for withdrawal at the ATM. Many young people already have their own current account at the age of 14 and manage their money relatively independently under the supervision of their parents. But is this necessary at this early stage of personal development?
On the one hand, the fixed monthly payment gives the young people a feeling for how to deal with money. They develop a certain joy in their growing responsibility and in their newfound independence. The psychologist Hanna Pauli also knows how to say: "Young people who get their wishes fulfilled by constantly asking their parents for the corresponding sums of money do not have their own planning basis and remain dependent" In addition, a modern account is part of modern life.That checking account is unique. This is the only way to properly learn how to get started with cashless payment transactions. Since it is generally accepted that cashless payments are becoming more and more important, young people should acquire the skills they need in everyday life as early as possible. But there are also some that speak against a current account at 14. For example, the current account makes you think you are always in cash, although you can only spend the money with it that you actually have, otherwise you will run into debt. A survey also showed that in 1997.20% of young people had debts, of which 12.7% were with financial institutions alone. The banks' advertising campaigns for young current account owners also contribute to the carefree and frivolous handling of money, because the economic inexperience of young people is exploited through the promised fulfillment of all consumer wishes. For example, in the mid-1990s, a savings bank advertised with the slogan: "Scope for spontaneous people.- The overdraft facility ensures the scope for spontaneous decisions. "Furthermore, minors are still too inexperienced and do not have an overview of cashless payment transactions. In 1997, one in ten people asked the debt relief advisory service in North Rhine-Westphalia to take out a loan under the age of twenty.
So should young people be allowed to have a current account at 14? It is probably up to you, as not every teenager at 14 already has the necessary maturity to run an account. That is why parents should always keep an eye on their children's account transactions.